Envel is a revolutionary, AI-driven, mobile-only bank that allows users to automate the management of their money with zero effort to build toward personal prosperity. The company was founded at Harvard, has funding from MIT, and is driven by a desire to help millions of young Americans avoid the pitfalls of bad money management, starting with the least challenging cohort of 18-21 year-olds and as their AI systems become smarter, they aim to address the entire lifecycle of a user.